Jeevan Bikas Samaj

Saving

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S.N. Name Interest Rate(Yearly) Product Feature
1 Compulsory Saving 6 % Member should deposit NPR 50 in fortnightly meeting or NPR 100 in monthly meeting.
2 Welfare Fund 6 % Member may save same amount regularly for welfare work. Member may charge some fine for member and staff for late presence.
3 Special Saving 6 % Member may deposit and withdraw any amount in center meeting or office. Member gets interest on daily balance.
4 Pension Saving Scheme Based Member may deposit up to NPR 500 fortnightly and NPR 1000 monthly. Member get amount based on scheme.

Pension Saving Scheme

    Fortnightly Installment NPR     Monthly Installment NPR                                     Amount Receive NPR
15 Year 10 Year 5 Year
20 40 20,000 8,750 3,150
40 80 40,000 17,500 6,301
50 100 50,000 21,874 7,876
100 200 100,000 43,749 15,751
200 400 200,000 87,498 31,503
500 1000 500,000 218,744 78,756

If member don’t withdraw his/her amount he/she can receive monthly 1 % interest of matured amount.  When member withdraw amount he/she may receive scheme amount only.