JBS is currently operating its services in Illam, Jhapa, Morang, Sunsari, Dhanakutta, Udayapur and Sindhuli districts of Nepal. Presently, it is providing its microfinance service and other community development services (women empowerment, housing, biodiversity conservation, agriculture, income generation, human resource development, education, awareness, health and sanitation) in 7 districts. It started the journey with micro-finance in line with Grameen (rural) Model in five VDCs i.e. Amahi Bariyati, Sorabhag, Nocha, Kadmaha and Pokhariya of Morang district on January 26, 2003 with a small capital.Working-Area